Explore Personal Account Offers

Waived monthly service fees on linked checking and savings accounts2 Waived monthly service fees on eligible business checking and savings accounts6 Receive a $250 or $500 bonus for each new personal account—or up to $1,000 when you open checking and savings accounts.
Bank promotions generally consist of cash bonuses when you open a new checking or savings account. Tony began his NerdWallet career as a writer and worked his way up to editor and then to head of content on the banking team. She previously edited content on personal finance topics at GOBankingRates. Ruth Sarreal is an editor and content strategist covering consumer banking topics at NerdWallet.
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So, whether you see a tax form in your mailbox or not, the cash you get for opening a checking or savings account is still taxable and belongs on your return. Set up qualifying direct deposits of at least $1,000 a month for two https://megafishwins.casino/ consecutive months. Each provider is evaluated across five weighted categories and 30 subcategories, including checking and savings accounts, certificates of deposit, customer experience, and overdraft services.

• In total, you can earn a $400 bonus for deposits equaling $800, for a 50% return overall.
• You will receive your bonus within 30 days of meeting offer requirements.
• Your bonus offer code will be automatically applied to your Everyday Checking account when you complete your online application from this offer webpage.
• You must provide the checking bonus offer code to the banker at the time of opening/upgrading your account.
• New checking customers can earn up to $500 by opening a new eligible checking account, then setting up and receiving qualifying direct deposits into the new account within 90 days of account opening.

PNC Bank Virtual Wallet: Up to $400 bonus

You must provide the checking bonus offer code to the banker at the time of opening/upgrading your account. Unlock your bonus offer code, bring to a branch, and open or upgrade to a Premier Checking account by July 14, 2026. There is a minimum opening deposit of $25.

• Some offers require a minimum opening deposit, a balance threshold, or a few debit purchases.
• Once you’ve met the requirements to earn a new bank account offer, you’ll receive your bonus in your account within a few days, in many cases.
• There are no monthly fees or minimum deposit requirements for the account, and it earns a small amount of interest (0.10%) which beats the 0% you get from most other checking accounts.
• These qualifying activities for the offer must be completed within 30 calendar days of opening the Chime Checking Account.
• Ruth Sarreal is an editor and content strategist covering consumer banking topics at NerdWallet.
• The Premier Checking account has a $35 monthly service fee.

Bring your bonus offer code to a branch by July 14, 2026. Find out how to avoid the $35 monthly service fee. You agree that Wells Fargo may contact you at the email address provided to deliver your bonus offer code for this offer. Open or upgrade to Premier Checking by taking your bonus offer code to a branch by July 14, 2026.

Bank of America Checking Accounts: Up to $500 bonus

Investopedia aims to provide news about checking and savings account bonus offers so you can take advantage of them as soon as possible. In total, you can earn a $400 bonus for deposits equaling $800, for a 50% return overall. The second part of the bonus—$100 for three consecutive monthly deposits of $100 each—requires a bit more commitment, but it’s still a 30% return. That’s many times better than the current median return of about 18% among checking account bonuses we track. The first traunch of the bonus—$300 for a single direct deposit of $500—is exceptionally valuable, providing a 60% return on your deposit.
Once you’ve met the requirements to earn a new bank account offer, you’ll receive your bonus in your account within a few days, in many cases. New bank account offers like bonuses are cash incentives for new customers who open bank accounts. You must receive a total of $1,000 or more in qualifying electronic deposits to your account within 90 calendar days of account opening. New checking account customers can qualify for a bonus of $325 by opening a new Everyday Checking account online or in a branch with a minimum opening deposit of $25.
There are no monthly fees or minimum deposit requirements for the account, and it earns a small amount of interest (0.10%) which beats the 0% you get from most other checking accounts. BMO Bank is currently offering a new account bonus on its Smart Advantage and Smart Money checking accounts. Here’s a round-up of personal bank account bonuses you may want to consider if you’re in the market for a new checking or savings account. Wells Fargo may waive the monthly service fee at its discretion for promotional or other purposes.

Learn how to avoid the $15 monthly service fee. Your bonus offer code will be automatically applied to your Everyday Checking account when you complete your online application from this offer webpage.
Earn $50 or $400 when you sign up and set up eligible direct deposit after opening a new SoFi online bank account. To qualify for the reward, the new Virtual Wallet product must be opened online and a qualifying direct deposit(s) must be received within the first 60 days. Once these requirements are met, you’ll receive your bonus within 14 days. These qualifying activities for the offer must be completed within 30 calendar days of opening the Chime Checking Account.

Open a new personal checking and savings account, earn up to $1,000.

The Premier Checking account has a $35 monthly service fee. In the event a customer no longer has a Premier Checking, Private Bank Checking, or Private Bank Interest Checking account, that customer is no longer eligible for the monthly service fee waiver benefit. When you have met all offer requirements, we will deposit the bonus into your Premier Checking account within 30 calendar days.